Anthem at Surfside Recovery
At Surfside Recovery in Huntington Beach, California, we understand that the cost of treatment centers and drug rehab can be intimidating — and that you don’t want to settle for inferior care. Our helpful admissions team is prepared to do your hard work and conduct any research necessary to determine if your insurance provider covers addiction treatment. If you prefer to do their research independently, we’ve put together a helpful guide about specific insurance providers.
Anthem is part of the Blue Cross Blue Shield (BCBS) group, and if you’re covered by one of their policies, chances are that they will pay out at least part of your costs.
Anthem is an independent licensee of BCBS with a headquarters in Indianapolis, Indiana. It offers coverage across a broad range of integrated healthcare plans, specialty products such as vision, dental, disability insurance, behavioral health benefits services, flexible spending accounts, and long-term care insurance.
Levels of Coverage
Gold
Gold costs the most upfront each month but has the lowest deductible. It also has the least costly co-pays, with around 80% of costs covered by Anthem.
Silver
Silver costs slightly less each month than gold but has a slightly higher deductible. It also has higher co-pays than bronze, with around 70% of costs covered by Anthem.
Bronze
Bronze costs the least upfront each month but has the highest deductible. It also has the highest co-pays, with around 60% of costs covered by Anthem.
Does Anthem Cover the Cost of Rehab?
Many substance abuse treatment services are covered as long as they are medical necessities. Your policy should include alcohol, opioid, and benzodiazepine detox because these physical addictions would be dangerous to quit without medical assistance. In some cases, your insurance company may cover a specific time in treatment — for example, the first 30 days. This will depend on your plan and the health insurance coverage you’re eligible for.
Anthem offers a range of plans through employers and has specific policies for retired or current federal employees. Also, because it is a part of the BCBS network, you may have access to benefits outside the state where you reside. Seeking treatment away from home can be particularly attractive to those for whom confidentiality is a priority.
Anthem does offer coverage for drug addiction treatment. Still, we recommend you check what’s included in your policy by calling the number on the back of your insurance card or visiting the member services website.
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